Tria
tria.so
| Month | Volume (USD) | Transactions | Active Addresses |
|---|---|---|---|
| Jul 2025 | $8.281K | 29 | 4 |
| Aug 2025 | $50.75K | 199 | 38 |
| Sep 2025 | $155.8K | 1,340 | 261 |
| Oct 2025 | $2.68M | 10,881 | 2,351 |
| Nov 2025 | $14.04M | 45,388 | 5,051 |
| Dec 2025 | $10.04M | 52,933 | 5,904 |
| Jan 2026 | $11.39M | 72,353 | 9,238 |
| Feb 2026 | $11.07M | 75,576 | 9,548 |
| Mar 2026 | $15.6M | 81,989 | 8,650 |
| Apr 2026 | $15.58M | 92,539 | 9,010 |
| May 2026 | $22.91M | 105,470 | 10,138 |
| Jun 2026 | $15.32M | 90,565 | 10,450 |
Types of Activity Tracked
Settlement Chains
Card Details
Methodology
These metrics are based on Tria's spend authorizations with card issuer Rain. Since Rain occasionally batch processes transactions, metrics may be slightly delayed and transactions will be undercounted. This data does not include Tria payments processed through other card issuers.
Tria Card Review
Overview
The Tria Card is a Visa stablecoin card that stands out for its high advertised cashback rates and broad multi-chain support.
During our testing, onboarding was generally straightforward, taking around 20 minutes to complete, although we did encounter several setup issues on the first attempt. Once funded, the virtual card was available for spending immediately.
One important caveat is that several of Tria's headline marketing claims require closer inspection. Cashback rates are subject to monthly spending caps, while international purchases incur FX costs despite the platform advertising zero foreign exchange fees.
Cashback and Tiers
Tria offers three card tiers with materially different cashback structures.
| Card | Annual Fee | Advertised Cashback | Actual Cashback Structure | Effective Cashback on $1,000 Monthly Spend |
|---|---|---|---|---|
| Virtual | Free | 1.5% | 1.5% on first $100, then 0.5% | 0.6% ($6) |
| Signature | $109 | 4.5% | 4.5% on first $1,000, then 1% | 4.5% ($45) |
| Premium | $250 | 6% | 6% on first $2,000, then 1% | 6.0% ($60) |
Unlike some crypto cards that issue rewards as points or tokens, Tria pays cashback in USDC or USDT.
Cashback is credited directly to the user's wallet and, in our testing, typically appeared within a few days. Tria notes that payouts can take up to five days to settle.
At the time of writing, there is no annual cashback cap during Tria Season 3, although spending above each tier's monthly threshold earns only 0.5% (Virtual) or 1% (Signature and Premium).
Tria Card Fees
While Tria markets the card as having 0% foreign exchange fees, our testing showed that international transactions still incur costs.
Foreign exchange
For purchases in foreign currencies we observed:
- 1% Visa foreign exchange fee
- 0.5% Tria platform fee
This results in an effective FX cost of roughly 1.5%, which is important to factor into cashback calculations if you frequently spend abroad.
Annual fees
- Virtual Card: Free
- Signature Card: $109/year
- Premium Card: $250/year
ATM withdrawals
Physical cards include:
- $750 withdrawal limit
- $2 fee for balance enquiries or declined transactions
- $2 + 3% on successful cash withdrawals
Funding
We found no platform fees for topping up the card.
Accounts can be funded with a variety of assets, including native network tokens and stablecoins like USDC or USDT.
Tria Card Other Features
Multi-chain funding
One of Tria's strongest features is its broad ecosystem support.
Supported networks include Bitcoin, Ethereum, Solana, Base, Arbitrum, Avalanche, Optimism, Polygon, Tron, Aptos, and BNB Chain.
Earn Vaults
Tria also includes an integrated yield product for supported assets.
The platform currently advertises:
- Base yield around 8% APY
- Additional boosted rewards for eligible users
- Support for USDC, wBTC and AUSD
According to Tria support, the base yield is generated through on-chain DeFi strategies, while boosted rewards are funded separately by Tria. Some boosted rewards require an approximately three-month lock period before becoming claimable.
Trading platform
Beyond payments, Tria includes a fairly comprehensive trading interface supporting:
- Crypto assets
- Equities
- Commodities
- Foreign exchange
- Leveraged trading (up to approximately 40x)
- DeFi integrations including Hyperliquid
This makes the app feel closer to a crypto super-app than simply a payment card.
Mobile experience
The overall user experience is polished once setup is complete.
Positives from our testing included:
- Google and Apple sign-in
- Biometric authentication
- Immediate card availability after funding
- Support for both Apple Pay and Google Pay (manual card entry required)
However, onboarding was not entirely smooth. We encountered wallet connection inconsistencies, occasional deposit failures with unclear "insufficient liquidity" messages, and contradictory minimum balance messaging. None prevented us from using the card successfully, but they do suggest the platform is still maturing.
Verdict
Tria's strongest selling point is the combination of high cashback, flexible crypto funding and extensive multi-chain support. For users who remain within the monthly cashback thresholds, the Signature and Premium cards deliver some of the more generous reward rates currently available from crypto debit cards.
That said, the advertised figures require context. Cashback drops sharply after monthly spending caps, foreign currency purchases still incur roughly 1.5% in fees despite the zero-FX marketing, and onboarding remains rough around the edges in places.